This 4-ingredient tapioca pudding is one of those cozy, back-pocket desserts I turn to on weeknights when I want something sweet but don’t have the energy (or time) for a full baking project. Tapioca pudding has roots in old-fashioned American home cooking, back when pantry staples had to stretch and desserts were simple and comforting. It’s creamy, gently sweet, and just nostalgic enough to feel special without being fussy. You simmer a few basic ingredients in a saucepan, stir for a bit, and suddenly you’ve got a dessert that feels like it took way more effort than it really did—perfect for busy evenings after work or a low-key weekend treat.
This tapioca pudding is lovely served warm right off the stove or chilled straight from the fridge. I like to top it with fresh berries or sliced bananas when I’m trying to pretend I’m being virtuous, but it’s also great with a spoonful of jam or a drizzle of caramel sauce. If you’re serving it after dinner, it pairs well with something light and simple, like a green salad and roasted chicken or a veggie-packed pasta—basically any meal where you didn’t already go heavy on rich sauces. For a brunch spread, you can portion the pudding into small jars and serve it alongside muffins, fruit salad, and coffee for a make-ahead sweet option that doesn’t require turning on the oven.

4-Ingredient Stovetop Tapioca Pudding
Servings: 4 servings

Ingredients
1/3 cup small pearl tapioca (not instant)
2 3/4 cups milk (whole milk preferred for creaminess)
1/3 cup granulated sugar
1 large egg, beaten
Directions
In a medium saucepan, add the tapioca pearls and milk. Stir to combine and let the mixture sit for 20–30 minutes to let the tapioca hydrate. This helps the pearls cook more evenly and shortens the stovetop time—very helpful on busy nights.
After soaking, place the saucepan over medium-low heat. Stir in the sugar. Cook, stirring frequently, until the mixture begins to steam and the tapioca pearls start to look translucent, about 10–15 minutes. Keep the heat gentle so the milk doesn’t scorch on the bottom.
In a small bowl, lightly beat the egg. To prevent scrambling, slowly ladle a few spoonfuls of the hot tapioca mixture into the egg while whisking constantly. This step tempers the egg so it warms up gradually.
Pour the tempered egg mixture back into the saucepan, stirring constantly. Continue to cook over medium-low heat for another 3–5 minutes, stirring, until the pudding thickens slightly and the pearls are mostly translucent. It should coat the back of a spoon but will thicken more as it cools.
Remove the saucepan from the heat. Let the pudding sit for 10 minutes, stirring once or twice to keep a skin from forming. Taste and adjust sweetness if needed by adding a bit more sugar while it’s still warm, stirring to dissolve.
Serve warm for a cozy, custardy texture, or transfer to individual bowls or containers, cover, and chill in the refrigerator for at least 1–2 hours if you prefer it cold. The pudding will thicken as it cools; if it becomes too thick, you can stir in a splash of milk right before serving to loosen it up.

Variations & Tips
To keep this true to the 4-ingredient spirit but still have some fun, you can play with what you already have in the pantry. For a vanilla twist, stir in 1–2 teaspoons of vanilla extract after you take the pudding off the heat (I don’t count that as an official ingredient in my house, but you can). If you like a richer dessert, swap 1/2 cup of the milk for heavy cream or half-and-half for extra silkiness. For a dairy-light version, use canned coconut milk for part of the milk—just know it will thicken a bit more and add a subtle coconut flavor. If you’re trying to get a head start on the week, this pudding keeps well in the fridge for 3–4 days; portion it into small jars with lids so it’s ready to grab as a pre-made dessert or a sweet afternoon snack. You can also dress it up for guests with toppings you already have: a sprinkle of cinnamon, a spoonful of fruit compote, a handful of toasted nuts, or even a few chocolate chips. If the pudding thickens too much in the fridge (which it often does after a couple of days), just stir in a tablespoon or two of milk until it’s back to your preferred consistency.